About us

With more than 25 years of experience, Margaretha Valderas formed Valderas Financial in January of 2015. We now work with passionate entrepreneurs in the service, real estate, and construction areas. We have significant experience working with start-ups and franchises. In addition, Valderas Financial services high net worth individuals with complicated tax issues. With decades of experience under our belt, we are not only numbers experts, but also understand the importance of superior client service and expect nothing less from our vendors.


Meet Retha

Founder, CPA

Retha is a CPA with over 40 years of experience navigating the complicated tax world in order to help her clients.  She initially started her career with the IRS and progressed as a partner in several large CPA firms into owning her own tax firm.  Retha and her husband relocated to Richmond almost 20 years ago and have never looked back. They’ve loved watching Richmond grow and continue to make new friends whom also chose to make Richmond their home. Retha loves to keep her cup full!  As an active member of both Rotary Club of Innsbrook and Business Networking International (BNI), she is also an avid tennis player and loves to needlepoint.  Her 4 grandchildren, including a wild toddler and twins, keep her and her husband young.  She loves traveling to Long Beach Island and Myrtle Beach in the summers and still hopes that one day her daughter Laura will want to become a CPA just like her. 


Meet Laura

Client Relations Manager

Laura is a Client Relations Manager with over 14 years’ experience in the marketing and sales world.  She attended The Ohio State University majoring in Business. After graduating she gained experience in the automotive, medical device, and restaurant industries. Through career changes she moved many times before settling on Richmond to be closer to her family.  She loves all that Richmond has to offer families and loves watching Richmond grow. When she isn’t working, Laura is busy raising her 4 children and making time for the gym. She is a huge fan of the sun and the sand and enjoys any opportunity to go to the beach. 


Meet Brooke

Accounting Manager

Brooke is an Accounting Manager with over 13 years of experience helping clients.  She has the reputation of being the best of the best and has a loyal client following. She attended Virginia Commonwealth University where she received her Bachelors in Accounting and Master of Accountancy.  In her free time her husband and 2 young sons keep her on her toes.  She loves date nights with her husband, reading and taking walks when she isn’t busy raising her boys.  One of her favorite places to be is on a cruise ship and she looks forward to her sons being older so they can cruise together.

“Your team has helped me immensely in my quest to be an on time tax paying citizen.”

George T. Nuckolls III

Share by: